Expand your knowledge | How to apply for a daily signature with a credit gold card and avoid the risk of card theft

Starting May 8th, Japan eased visa requirements for Chinese citizens, the biggest highlight being that when applying for a single-entry visa, providing a gold credit card can waive the proof of financial capacity requirement. On the 18th, Japan announced that starting July 1st this year, it will comprehensively expand the application scope of personal tourist visas for Chinese citizens.

Will submitting credit card information increase the risk of theft?

A credit card can prove financial capacity, providing considerable convenience for trips to Japan (especially independent travel). Specific requirements are as follows:

1. A valid international gold credit card or above;

2. Provide a color photocopy of the front and back of the gold credit card;

3. A UnionPay signature slip printed by a POS machine.

Although visa application procedures have been simplified, credit card security issues have also arisen. As those who have used credit cards know, the credit card number and cardholder's name and expiration date are clearly marked on the credit card. If the front and back color photocopies are submitted as required, the card is essentially exposed, posing a risk of theft.

First, there is a three-digit CVV code on the back of the credit card (next to the signature area) The CVV code is mainly used to verify transactions and is as important as the credit card password. Some websites or telephone transactions do not require a password; providing the account number, expiration date, and security code is sufficient to complete the transaction. In addition, the security code is also used for key operations such as card activation, which can be considered the "firewall" of the credit card. Secondly, when shopping on overseas websites such as Amazon, you can use the express payment method. You only need to provide the card number, name, and expiration date to complete the payment quickly.

When submitting this information to the visa agency, please note:

1. It is recommended to provide a UnionPay single-currency card, which has a relatively lower risk of overseas theft.

2. When photocopying the front and back of the credit card, cover the CVV on the back before photocopying. It is particularly important to note that if you are providing a American Express credit card, due to the different card design, you should cover the four-digit code on the front of the card to prevent theft.

3. When submitting to the visa agency, turn off the overseas contactless payment function to reduce the risk of theft.

4. It is recommended to use an infrequently used credit card for proof of financial capacity, and you can choose to cancel the card after obtaining the visa.

In addition, does providing a gold card mean that the deposit is not required?

1. When applying for a visa, the embassy and visa agency will not collect a deposit.

2. Deposits are generally requested by travel agencies before departure, and the more sufficient your proof of assets (such as house deed, vehicle registration, bank statements), the less likely the travel agency will require you to provide a deposit.

3. If your proof of assets is too "thin," the travel agency may require you to pay a deposit. The payment methods and amounts vary among travel agencies. It is recommended to choose a reliable travel agency to reduce the risk of disputes.